May 27th, 2020 by

If you’re expecting a check in the mail or have already received federal stimulus funds, then now might be the right time to buy a new car. Whether you already have some money set aside or not, you can use this influx of cash to make a substantial down payment and set yourself up for a competitive financing plan here at Knoepfler Chevrolet. For additional information, reach out to our staff today!




Even if you already have a check in hand, you might still need to run the numbers to determine your overall spending limit. For instance, by getting an estimate on your current model’s trade-in potential, you can increase your down payment to open up a few more possibilities. We just need a few key pieces of information to calculate this amount! Next, once you have a solid idea of your purchasing power, it’s a good idea to check out your credit score, as this number will determine the type of terms and conditions that you’ll likely qualify for when the time finally comes to review your credentials.


View Your Options


Once you have a decent idea of how much you can afford to spend on a new-to-you car, it’s time to start checking out our wide selection of both factory-fresh and pre-owned vehicles. Either way, both categories can be listed by price and filtered for certain ranges, so that you’re only looking at models that are right for your wallet. In fact, you even have the option to narrow your viewing field by the installment payment. After getting things in order, go ahead and seek out other criteria that are important to you, such as the color, engine, body style, and fuel economy rating. Before long, you’ll have a refined list of potential contenders to sort through.


Apply for Financing


If you’ve found a vehicle you wish to purchase, you can go ahead and apply for financing right here on our website. That way, instead of spending additional time at the dealership completing paperwork, you can schedule a visit and start reviewing the plans at your disposal. If you have any questions about the information required or how to access our Credit Application, don’t hesitate to give us a call for assistance. Our team will be more than happy to guide you through the steps, so nothing gets overlooked in the process.


To learn more about how to use your stimulus checks for car down payment in Sioux City, IA, get in touch with the experts at Knoepfler Chevrolet! We’re ready to ensure that you can maximize your potential, so feel free to give us a call during our business hours.

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